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1491 W Highway 98 Mary Esther, FL 32569 Active

UPDATED: 03/24/2026 05:53 PM ON MARKET: 83 days on market

$1,020,000

4 Beds3 Baths2,986 SqFt

Key Details

Property Type Single Family Home

Sub Type Detached Single Family

Listing Status Active

Purchase Type For Sale

Square Footage 2,986 sqft

Price per Sqft $341

Subdivision Metes & Bounds

MLS Listing ID 992670

Style Traditional

Bedrooms 4

Full Baths 3

Year Built 2008

Annual Tax Amount $3,920

Tax Year 2025

Lot Size 0.440 Acres

Acres 0.44

Lot Dimensions 114.7 x 192.76 x 123 x 149.55

Property Sub-Type Detached Single Family

Source Emerald Coast Association of REALTORS®

Land Area 2986

Location

State FL

County Okaloosa

Area 12 - Fort Walton Beach

Zoning Resid Single Family

Direction From Eglin Parkway, go west on Highway 98, to a U-turn at

Rooms

Primary Bedroom Level Upper

Master Bedroom true

Dining Room true

Kitchen true

Interior

Interior Features Ceiling Vaulted,Fireplace,Guest Quarters,Lighting Recessed,Pantry,Split Bedroom,Washer/Dryer Hookup

Cooling Ceiling Fans

Flooring Floor Tile

Window Features Window Bay,Window Treatmnt Some,Double Pane Windows

Appliance Dishwasher,Microwave,Range Hood,Refrigerator W/IceMk,Smoke Detector,Smooth Stovetop Rnge,Water Heater - Elect

Exterior

Exterior Feature Dock,Hurricane Shutters,Lawn Pump,Sprinkler System, Dock, Covered Patio, Workshop, Greenhouse, Sprinkler System, Lawn Pump, Hurricane Shutters

Parking Features Oversized

Garage Spaces 2.0

Utilities Available Public Water

Waterfront Description Intracoastal Wtrwy,Sound

View Sound

Roof Type Dimensional Shingle

Street Surface Paved

Porch Patio Covered

Road Frontage County Road,State Road

Garage Yes

Building

Lot Description Bulkhead/Seawall,Flood Insurance Req

Faces From Eglin Parkway, go west on Highway 98, to a U-turn at

Story 2

Sewer Public Sewer

Architectural Style Traditional

Additional Building Greenhouse,Workshop

New Construction No

Schools

Elementary Schools Florosa

Middle Schools Bruner

High Schools Fort Walton Beach

Others

Pets Allowed No

Tax ID 14-2S-25-0000-0020-0000

Miscellaneous SELLER OFFERING $5000 CREDIT! Exceptional waterfront opportunity with 115 feet of beach shoreline and beautiful water views throughout this thoughtfully updated property. A new dock featuring a spacious sundeck invites you to relax, fish, or entertain while taking in the scenery. This home also features a 1200 sqft 1-bed, 1-bath apartment over the garage, offering excellent income-producing potential. Inside, the kitchen features a cozy breakfast nook with a bay window perfectly positioned to capture the water view, and tile flooring runs throughout the home--no carpet. The home underwent a full remodel in 2005-2006, including sheetrock, insulation, electrical, windows, doors, and flooring. Major updates continue with a new roof and HVAC in 2021, and plumbing relocated to the walls

Virtual Tour https://www.zillow.com/homedetails/1491-W-Highway-98-Mary-Esther-FL-32569/46002633_zpid/?view=public

Property Description

SELLER OFFERING $5000 CREDIT! Exceptional waterfront opportunity with 115 feet of beach shoreline and beautiful water views throughout this thoughtfully updated property. A new dock featuring a spacious sundeck invites you to relax, fish, or entertain while taking in the scenery. This home also features a 1200 sqft 1-bed, 1-bath apartment over the garage, offering excellent income-producing potential. Inside, the kitchen features a cozy breakfast nook with a bay window perfectly positioned to capture the water view, and tile flooring runs throughout the home--no carpet. The home underwent a full remodel in 2005-2006, including sheetrock, insulation, electrical, windows, doors, and flooring. Major updates continue with a new roof and HVAC in 2021, and plumbing relocated to the walls And attic in 2021. Newer appliances include a very quiet dishwasher and a brand-new microwave. A concrete safe room adds exceptional storm protection and security. A spacious 400 sq ft office with a separate entrance offers flexibility for a home business, guest suite, or potential 5th bedroom, with its own closet, handicap-accessible design, and the ability to add a bathroom. Storage is abundant throughout both the main home and the apartment. The upstairs apartment, built in 2008, features a private entrance, its own water heater (2008), HVAC (2021), exterior-vented hood, washer and dryer, and independent security system. Step out onto the private balcony and enjoy sweeping views of the sound, making this space especially appealing for guests or tenants. A circular driveway offers ample parking, hurricane shutters and a security system added peace of mind. A workshop is also included. This versatile waterfront property offers stunning views, flexible living options, and strong investment potential all in one exceptional setting.